► Current Account
Product designed for those clients who want to use totally or partially the deposited sums through checks; payment orders or other Electronic mechanism including BID debit cards.
► Savings Account
Remunerated Product with interest that allows the customer to save funds and move it through the use of the Saving Book of BID or trough the BID debit card.
► Long Term Deposit
Long term deposit greater than 31 days with a high performance where the Customer receives interest against a negotiable Fix Term Deposit Certificate.
► Short Term Credit
Short Term Credit which specified for a period less than one year.
► Long Term Credit
This type of credit is for the period of more than one year and the beneficiary of the credit commits to pay to the bank in consecutive regular installments.
► Credit Lines
It is a financing tool whereby the Bank provides the Client with a credit limit that could be used through the term credit instruments.
Those Clients that have a project or carry out marketing, service delivery, processing and industrial production, agricultural and craft can receive. The Client must have a maximum number of ten (10) employees or with annual sales up to the amount of nine thousand (9000) UT.
► Agricultural Credit
The agricultural credit financing is a preferential rate, set by BCV intended to promote and develop agricultural Activities in the sub sectors such as vegetables, animals, poultry, fisheries, forestry and services.
When the customers have documents bearing receivable amount at maturity, they can transfer to the Bank and receive the proceeds at sight less the interest incurred.
BID offers the leasing of the moveable assets for productive purposes.
► Mortgage Credit
Mortgage credit to finance the development of real estate projects, housing acquisitions and renewals of the existing properties.
► Tourism Credit
Credits allocated to financing tourism projects in the Bolivarian Republic of Venezuela.
► Manufacturing Credit
Credit, which is granted for financing raw material transformation projects in the B.R. of Venezuela.
► Credit Card
BID offers credit cards for the domestic and international consumption of our costumer in accordance with the exchange regulations.
► Letters of Credit
Instruments used for import, export goods or services in accordance with the international standards (UCP600).
► Letters of Guarantee
BID offers L/Gs in order to guarantee contracts, performance; advance payment; and labor.
► International Transfers
In accordance with the approval of the Venezuelan Exchange Authority (CADIVI) and compliance with the international rules and regulations, BID offers the wire transfer of International Funds.
► Financial Advisory
BID offers its financial advisory required by the Clients to perform investments under the
► Car Acquisition Credit
Wholesale Plan: The Bank establishes a limit of credit in order to be used completely or totally in acquisition of vehicles from plant and distributors. Credit allocated for the acquisition of new and used cars for legal entities.
Urb. El Rosal, Av. Francisco de Miranda Edificio Dozsa - Piso 8
Caracas - Venezuela
Telefono : +58 212 952.65.63
Fax : +58 212 952.86.35
RIF : J294640109
Swift : IDUNVECA
B . I . D